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My lender asks for NO HOLDBACK on the draws

Why? That is just not good business. A consultant called today asking to see if we had a way to collect $0.00 hold back with each draw request. That would be against common practice, against common sense, and against the guideline. 
If you wanted to accomplish this you could merely print the draw, then at the top of page two when on the pdf, just delete the hold back area and copy and paste the draw amount in the adjusted total to show zero holdback.
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